Hector Cruz
Mortgage Banker

About Me

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With The Union Bank Co. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs and never an application fee:

• Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
• Fannie Mae/Freddie Mac Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
• Jumbo, Portfolio & Investor Products
• FHA / VA / USDA
• Construction and renovation

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.